What the calculator shows
The calculator estimates ending value differences from two expense ratios using the same starting value, contribution schedule, years, and hypothetical gross return.
Free ETF calculator
ETF Fee Drag Calculator
Small expense-ratio differences can compound over long periods. Use this calculator to compare two hypothetical ETF fee scenarios, then confirm current fees with issuer materials.
Last reviewed: May 24, 2026
What this helps with
Research context you can act on manually
Compare two expense ratios
Include annual contributions
See estimated long-term fee drag
What to verify
Confirm the current expense ratio, index methodology, bid-ask spread, holdings, and issuer disclosures before relying on any ETF comparison.
How to use the result
Treat the difference as research context. A lower fee can matter, but fees are only one part of ETF due diligence.
Free tool
ETF Fee Drag Calculator
Research-only
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Estimated fee comparison
ETF A ending value
$141,892
ETF B ending value
$138,896
Estimated difference
$2,996
This is a research estimate using the assumptions above. Confirm ETF fees and fund details with issuer materials.
FAQ
Does this predict ETF returns?
No. It only compares fee assumptions inside a hypothetical scenario.
Why include gross return?
A shared gross return lets both fee scenarios use the same starting assumption for comparison.